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How to become self-employed in Granada (2026)

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Cost

Free

The registration is free. The monthly tax for self-employed in 2026 ranges from €200 to €590/month depending on real income (system of net earnings basis). New self-employed: flat rate of €80/month during the first 12 months, prorrogable.

Time at office

1-2 hours (between the two procedures)

Estimated time

1-2 workdays (effective registration)

Quick summary

Complete guide for registering as a self-employed individual in Granada. Registration with Hacienda (model 036/037), registration with the Social Security (RETA), monthly self-employed tax and available subsidies.

Required documents

  • Valid DNI or NIE

    Valid identification document of the applicant.

  • Tax Identification Number (NIF/NIE)

    DNI for Spanish nationals acts as NIF. Non-EU residents need to have a NIE.

  • Social Security registration number

    Assigned at the time of registration if you've never worked in Spain before. If you have prior work, it is already assigned.

  • Details of economic activity

    CNAE code or IAE classification for the business activity that will be carried out. You can check this at the Tax Agency's office in Granada.

  • Bank account number (IBAN)

    To automate payment of monthly social security contributions.

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The registration is free. The monthly tax for self-employed in 2026 ranges from €200 to €590/month depending on real income (system of net earnings basis). New self-employed: flat rate of €80/month during the first 12 months, prorrogable. €0.00
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: 2026

Step by step

  • 1

    Registration with Hacienda: Model 036 or 037

    Go to official site

    First, you must register as a self-employed individual in the AEAT’s census through model 037 (simplified, for most) or 036 (detailed). You can do this online with a digital certificate or in person at the Granada Tax Agency office.

    !

    Expert tip

    "Model 037 is simpler and valid for self-employed individuals without employees, no intracomunitary operations, and no premises. If you are unsure which classification to choose, consult the AEAT’s activity search tool."

  • 2

    Registration with Social Security: RETA

    Go to official site

    Within 60 natural days (best to do it on or before starting your activities), register in the Self-employed Special Regime (RETA) at the General Treasury of Social Security. You can do this online with a digital certificate or in person at the TGSS office.

    !

    Expert tip

    "If you register before the 1st of the month, the tax is paid for the full month. If it’s after the 1st, the payment is prorated. Ideal date: 1st of the month or last day of the previous month."

  • 3

    Choose your social security contribution base according to estimated income

    With the new system (effective since 2023), monthly contributions are adjusted to real net earnings. You must provide an estimate of annual income, and Social Security will assign the corresponding minimum base. You can change this up to six times a year.

    !

    Expert tip

    "If you are a new self-employed individual, apply for the flat rate (€80/month during the first 12 months prorrogable if income < SMIC). For eligibility, select 'Flat Rate Request' at registration."

  • 4

    Declare your registration with the Business Activities Tax (IAE)

    Most self-employed individuals (<€1 million in turnover) are exempt from the IAE. However, if you exceed this threshold, you must register with Granada City Hall. In any case, the IAE classification should appear on model 036/037.

    !

    Expert tip

    "Almost all individual self-employment is exempt from the IAE. You do not need to do any additional paperwork at the city hall in most cases."

  • 5

    Open a business bank account (recommended)

    Although it’s not legally required, having a separate business bank account is highly recommended for both income and expenses. Facilitates bookkeeping and tax returns.

    !

    Expert tip

    "Many online banks (BBVA, Openbank, Revolut Business) offer free accounts for self-employed individuals."

Offices and service points - Granada

AEAT Delegation in Granada

C/ Gran Vía de Colón, 48, 18010 Granada

+34 901 33 55 33
Monday to Friday: 09:00 - 14:00 (by appointment)

TGSS — General Treasury of Social Security in Granada

C/ Arabial, 2, 18003 Granada

+34 958 07 10 00
Monday to Friday: 09:00 - 14:00 (by appointment)

Frequently asked questions

How much do I pay as a self-employed in 2026?
With the new system of contributions based on real income (effective since 2023), monthly contributions vary from €200/month (for very low incomes) to €590/month (for higher incomes). If you are a new self-employed individual, you can apply for the flat rate: €80/month during the first 12 months prorrogable if income is below SMIC.
Can I be self-employed and work as an employee?
Yes. Self-employment in addition to working as a salaried employee is legal in Spain. If you are already contributing to the social security system as a salaried worker, you can register as self-employed. In this case, there’s a bonus on the RETA contribution to avoid excessive dual contributions.
Do I need a digital certificate to do the registration online?
Yes. To process your application for registration in the AEAT and Social Security electronic portal, you need a digital certificate (FNMT), DNI e with reader, or access to Cl@ve. If you don’t have one, you can apply for it in person at the offices.
When do I need to register exactly?
You must register with Hacienda before starting your activities. The registration with Social Security should be done as soon as possible after beginning work (or within 60 natural days, but it may result in losing bonus benefits if not done from the start).
Do I have to charge VAT from day one?
It depends on the activity. Most activities (services, retail) are subject to VAT (21% general rate, 10% reduced rate, 4% super-reduced rate). Some activities are exempt (regulated education, health care). You must issue invoices with VAT and submit model 303 quarterly.

This procedure in other cities

Official sources and useful links

This guide is for informational purposes only. Always check the official source for current information.