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How to become self-employed in Málaga (2026)

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Cost

€80.00

Monthly Tariff Plan fee (first year). Free registration process.

Time at office

0 minutes (100% online procedure)

Estimated time

24-48 hours for effective registration

Quick summary

Complete guide for registering as a self-employed individual in Málaga, Andalucía. Registration with Tax Office and Social Security, Tariff Plan, and support programs from Andalusia for entrepreneurs in 2026.

Required documents

  • Digital Certificate or Electronic DNI

    Essential for all tax and social security online procedures. Alternatively, you can use Cl@ve.

  • Bank Account Number (IBAN)

    For direct debiting of self-employed monthly contributions in the RETA.

  • Censal Registration with Tax Office (Form 036 or 037)

    Notify the tax authority about the start of your economic activity and select the corresponding IAE chapter.

  • Registration in the RETA

    Enrollment as a Self-employed Individual under the Social Security through Importass portal.

80 €
Monthly Tariff Plan fee (first year). Free registration process. €80.00
€80.00
€80.00

: 2026

Step by step

  • 1

    Tax Office Registration (Form 036 or 037)

    Go to official site

    You must notify the tax authority of the start of your economic activity. Choose the appropriate IAE chapter for your business type. Form 037 is a simplified version used by most individual self-employed individuals.

    !

    Expert tip

    "You can file it online with a digital certificate or Cl@ve. If you are unsure which chapter to choose, the AEAT has an online activity search tool on its website."

  • 2

    Social Security Registration (RETA)

    Go to official site

    You have up to 60 natural days from starting your business to complete this. Do it through the Importass portal of the Social Security. If you register on the first day of the month, you avoid paying a prorated contribution.

    !

    Expert tip

    "When registering in Importass, check the box to apply for the Tariff Plan at 80€/month. It is automatically available for new self-employed individuals without previous activity in the last two years."

  • 3

    Consult Andalucía Emprende Support Programs

    Go to official site

    The Junta de Andalucía manages the Andalucía Emprende program, present in all Andalusian provinces. Offers a network of CEEIs (European Business and Innovation Centers), coworking spaces, personalized advisory support, and free training. Also exists the UPTA Andalucía program for self-employed individuals in vulnerable situations. Key organization: Andalucía Emprende / Junta de Andalucía.

    !

    Expert tip

    "Many regional support programs are compatible with the national Tariff Plan. Check Andalucía Emprende / Junta de Andalucía before starting your business to avoid missing application deadlines."

  • 4

    Business License or Pre-notification (if applicable)

    Go to official site

    If you are setting up a physical location in Málaga, you may need to apply for the appropriate license or declaration with the City Hall. For office-based or professional activities without public access, typically no such license is required.

    !

    Expert tip

    "For most home-office or non-public-access professional services, you generally do not need a municipal business license. Check with the City Hall if you have any doubts."

Offices and service points - Malaga

Tax Office — Online Service (available nationwide)

Online service available at sede.agenciatributaria.gob.es

901 200 345
Online: 24 hours / Telephone: Monday to Friday, 09:00 - 19:00

Frequently asked questions

How long does the Tariff Plan of 80€ apply for self-employed individuals?
The 80€/month Tariff Plan applies during the first year of registration in RETA. After that, contributions are calculated based on estimated net income for the current year (real-income system effective since 2023).
Can I combine unemployment with becoming self-employed?
Yes. You can claim full unemployment benefits once and invest them in your business or partially combine it. Check conditions at your SEPE office before registering.
What specific support programs does Andalucía offer to self-employed individuals?
Andalucía Emprende offers free advisory services, access to CEEIs, training, and support during the first year. The Junta also manages FSE-funded grants for newly unemployed entrepreneurs and has specific programs for rural areas and agricultural sector self-employed.
What IAE chapter should I choose?
The IAE chapter identifies your economic activity with the tax authority. Choose the one that best describes what you will be doing. The AEAT has an online search tool on its electronic portal. If you have multiple activities, you can register for several chapters simultaneously.
When do I start paying self-employment contributions?
Starting from the first day of the month in which you register. If you register on the 1st, pay the full monthly contribution for that month. If you register halfway through a month, pay a prorated amount. Therefore, it's best to register on the 1st of the month.

This procedure in other cities

Official sources and useful links

This guide is for informational purposes only. Always check the official source for current information.