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How to become self-employed in Zaragoza (2026)

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Cost

€80.00

Monthly Tarifa Plana fee (first year). Registration process: free.

Time at office

0 minutes (process 100% online)

Estimated time

24-48 hours for effective registration

Quick summary

Complete guide for registering as a self-employed individual in Zaragoza, Aragon. Register with Tax and Social Security, Tarifa Plana, and entrepreneurial aid from Aragón in 2026.

Required documents

  • Digital Certificate or Electronic DNI

    Essential for all tax and social security online procedures. Alternatively, you can use Cl@ve.

  • Bank Account Number (IBAN)

    For direct debiting of self-employed monthly fees in the RETA.

  • Tax Cancellation with Hacienda (Model 036 or 037)

    Notify the Tax Agency of the start of your economic activity and select the appropriate IAE classification code.

  • Registration in RETA

    Enroll as a Self-Employed Individual under the Social Security system through Importass.

80 €
Monthly Tarifa Plana fee (first year). Registration process: free. €80.00
€80.00
€80.00

: 2026

Step by step

  • 1

    Tax Registration (Model 036 or 037)

    Go to official site

    You must notify the Tax Agency of the start of your economic activity. Choose the appropriate IAE classification code that corresponds to your business activity. The Model 037 is a simplified version and is used by most individual self-employed individuals.

    !

    Expert tip

    "You can submit it online with a Digital Certificate or Cl@ve. If you are unsure about the IAE classification code, the AEAT has an activity search tool on their website."

  • 2

    Social Security Registration (RETA)

    Go to official site

    You have up to 60 natural days from the start of your business to complete this registration. Do it through the Importass portal of the Social Security system. If you register on the first day of the month, you avoid paying a proportional monthly fee.

    !

    Expert tip

    "When registering in Importass, select the option to apply for Tarifa Plana at 80€ per month. It is automatic for new self-employed individuals without previous activity in the last two years."

  • 3

    Consult entrepreneurial aids from Aragón

    Go to official site

    The Government of Aragon supports entrepreneurship through IAF (Aragonese Institute of Promotion) and the Aragón Empresa portal. They offer comprehensive advice, access to business incubators in Zaragoza, Huesca, and Teruel, and financing programs for new self-employed individuals. Key organization: IAF / Aragón Empresa.

    !

    Expert tip

    "Many regional aids are compatible with the national Tarifa Plana scheme. Consult IAF / Aragón Empresa before starting to avoid missing application deadlines."

  • 4

    Business License or Prior Notification (if applicable)

    Go to official site

    If you plan to have a physical establishment in Zaragoza, you will need to obtain the corresponding license or declaration from the city hall. For office-based or professional activities with no public access, licensing is generally not required.

    !

    Expert tip

    "For most home-based services or office activities without public access, you do not need a municipal license. Consult the city hall if you are unsure."

Offices and service points - Zaragoza

Tax Agency — Online Process (available nationwide)

Online available at sede.agenciatributaria.gob.es

901 200 345
Online: 24 hours / Phone: Monday to Friday 09:00 - 19:00

Frequently asked questions

How long does the Tarifa Plana of 80€ last for self-employed individuals?
The Tarifa Plana of 80€/month applies for the first 12 months after registration in RETA. After that period, the fee is calculated based on net earnings for the year (effective from 2023), using a system of real income contributions.
Can I combine unemployment with becoming self-employed?
Yes. You can take advantage of full unemployment benefits to invest in your business, or partially integrate while unemployed. Check the conditions at your SEPE office before registering as self-employed.
What specific aids does Aragón offer for self-employed individuals?
IAF offers the Emprende en Aragon program with free advice, access to incubators, and training. It also manages the Inversion Fondo de Aragon (IFA) program for innovative self-employed projects. The three Aragonese Chambers of Commerce complement this with training and networking.
Which IAE code should I choose?
The IAE code identifies your economic activity with Hacienda. You must select the one that best describes what you will do. The AEAT has a search tool on its electronic portal. If you have multiple activities, you can register under several codes simultaneously.
When do I start paying self-employed fees?
From the first day of the month following your registration. If you register on the 1st, you pay the full monthly fee for that month. If you register mid-month, you only pay a proportional amount. That's why it’s best to register at the beginning of the month.

This procedure in other cities

Official sources and useful links

This guide is for informational purposes only. Always check the official source for current information.