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How to become self-employed in Teruel (2026)

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Cost

€80.00

Monthly Tarifa Plana fee (first year). Free registration process.

Time at office

0 minutes (100% online)

Estimated time

24-48 hours for effective registration

Quick summary

Complete guide for registering as a self-employed individual in Teruel, Aragon. Tax registration and Social Security enrollment, Tarifa Plana, and aid programs for entrepreneurs in 2026.

Required documents

  • Digital Certificate or Electronic DNI

    Essential for all online procedures with the Tax Office and Social Security. Alternatively, Cl@ve can be used.

  • Bank Account Number (IBAN)

    For direct deposit of self-employment contributions into RETA.

  • Tax Cancellation Notice (Model 036 or 037)

    Notification to the Tax Agency about the start of economic activity and selection of IAE category.

  • Registration in RETA

    Enrollment in the Self-employed Workers' Social Security Regime via Importass.

80 €
Monthly Tarifa Plana fee (first year). Free registration process. €80.00
€80.00
€80.00

: 2026

Step by step

  • 1

    Tax Registration (Model 036 or 037)

    Go to official site

    You must inform the Tax Agency about the start of your economic activity. Choose the appropriate IAE category based on your business type. Model 037 is a simplified version used by most individual self-employed individuals.

    !

    Expert tip

    "You can submit this online with a digital certificate or Cl@ve. If you're unsure which category to choose, the AEAT has an activity search tool on their website."

  • 2

    Social Security Registration (RETA)

    Go to official site

    Complete your registration within 60 days from starting business. Do this via Importass. If you register on the first day of the month, avoid paying a proportional fee.

    !

    Expert tip

    "When registering through Importass, select Tarifa Plana to pay €80/month automatically for new self-employed individuals with no previous activity in the last 2 years."

  • 3

    Consult Aragon Aid Programs

    Go to official site

    The Aragon Government supports entrepreneurship through IAF (Aragonese Fomento Institute) and the Aragon Enterprise portal. Offers comprehensive support, access to startup incubators in Zaragoza, Huesca, and Teruel, and funding programs for new self-employed individuals. Key organization: IAF / Aragon Enterprise.

    !

    Expert tip

    "Many regional aid programs are compatible with the national Tarifa Plana. Consult IAF / Aragon Enterprise before starting your business to avoid missing application deadlines."

  • 4

    Business License or Prior Notice (if applicable)

    Go to official site

    If you plan to have a physical location in Teruel, apply for the appropriate license or responsible declaration with the local municipality. For office-based activities without public access, generally no license is required.

    !

    Expert tip

    "For most home-based or office activities without public access, you do not need a municipal business license. Check with the municipality if you have any doubts."

Offices and service points - Teruel

Tax Office — Online Service (for all of Spain)

Online service available at sede.agenciatributaria.gob.es

901 200 345
Online: 24 hours / Phone: Monday to Friday 09:00 - 19:00

Frequently asked questions

How long does the Tarifa Plana of €80 last?
The Tarifa Plana of €80 per month applies for the first 12 months after registration in RETA. After that, contributions are calculated based on net estimated income (effective from 2023).
Can I combine unemployment with self-employment?
Yes. You can claim full unemployment benefits once to invest in your business or partially combine it. Check conditions with SEPE before registering.
What specific aid programs does Aragon offer for the self-employed?
IAF offers Emprende en Aragón, a free advisory program, access to incubators, and training. It also manages the Fondo de Inversión en Aragón (FIA) for innovative projects by self-employed individuals. The three Aragonese Chambers of Commerce offer additional training and networking.
Which IAE category should I choose?
The IAE category identifies your economic activity to the Tax Office. Choose the one that best describes what you do. AEAT has a search tool on its website. If you have multiple activities, you can register under several categories simultaneously.
When do I start paying self-employment contributions?
Starting from the first day of the month following your registration. If you register on January 1st, pay the full monthly contribution for that month. If you register mid-month, pay a proportional amount. That’s why it's best to register on the first day of the month.

This procedure in other cities

Official sources and useful links

This guide is for informational purposes only. Always check the official source for current information.