Apply for Retirement Pension in Bilbao (2026)
Cost
Free
Free process
Time at office
30 minutes
Estimated time
Up to 3 months
Quick summary
How to apply for the contributory retirement pension in Bilbao. The process is preferably online through INSS. No cost involved.
Required documents
-
Ordinary retirement age
65-67 years old depending on birth date and years contributed.
-
Minimum 15 years of contributions
With at least 2 years in the last 15.
-
Valid DNI
Original valid identity document.
-
Official application form
Model available on INSS Electronic Office or in the office.
: 2026
Step by step
- 1
Check your status
Go to official siteOn the Electronic Office, you can check your contribution years and estimated pension.
!Expert tip
"Access with Cl@ve or digital certificate to view your work life report."
- 2
Submit application online (recommended)
Go to official siteLog in to the INSS Electronic Office with Cl@ve or digital certificate.
!Expert tip
"You can submit it up to 3 months before your planned retirement date."
- 3
Office process with appointment
Go to official siteIf you prefer to do it in person, book an appointment at the INSS Bilbao Service Center.
!Expert tip
"Bring all documents in paper format and copies."
Offices and service points - Bilbao
INSS — Bilbao Service Center
Frequently asked questions
Can I retire before the ordinary age?
How long does it take to resolve the pension?
Official sources and useful links
This guide is for informational purposes only. Always check the official source for current information.