How to Apply for Pension in Cartagena (2026)
Cost
Free
Free Process
Time at office
30 minutes at the appointment
Estimated time
Up to 3 months
Quick summary
How to apply for the contributory pension of retirement in Cartagena. Process before INSS, preferably online. Free of charge.
Required documents
-
Ordinary Retirement Age
65-67 years old depending on birth date and accumulated contributions.
-
Minimum of 15 Years of Contributions
With at least 2 years in the last 15.
-
Valid DNI
Original valid identification document.
-
Official Application Form
Model available on INSS's Electronic Office or in the office.
: 2026
Step by step
- 1
Check Your Situation
Go to official siteOn the Electronic Office, you can check your years of contributions and estimated pension.
!Expert tip
"Log in with Cl@ve or digital certificate to view your work life report."
- 2
Submit the Application Online (Recommended)
Go to official siteAccess INSS's Electronic Office with Cl@ve or digital certificate.
!Expert tip
"You can submit it up to 3 months before the expected retirement date."
- 3
In-Person Process with Appointment
Go to official siteIf you prefer, request an appointment at INSS's Cartagena Center of Attention and Information.
!Expert tip
"Bring all documents in paper format and copies."
Offices and service points - Cartagena
INSS — Center of Attention and Information, Cartagena
Frequently asked questions
Can I retire before the ordinary age?
How long does it take to resolve my pension?
Official sources and useful links
This guide is for informational purposes only. Always check the official source for current information.