How to Apply for Pension in Lugo (2026)
Cost
Free
Free procedure
Time at office
30 minutes at the appointment
Estimated time
Up to 3 months
Quick summary
How to apply for the contributory pension of retirement in Lugo. Procedure before INSS, preferably online. No cost.
Required documents
-
Ordinary retirement age
65-67 years depending on birth date and years contributed.
-
Minimum 15 years of contributions
With at least 2 years in the last 15.
-
Valid DNI
Original identity document.
-
Official application form
Model available on INSS's Electronic Office or at the office.
: 2026
Step by step
- 1
Check your situation
Go to official siteYou can check your years of contribution and estimated pension in the Electronic Office.
!Expert tip
"Log in with Cl@ve or digital certificate to view your employment history."
- 2
Submit application online (recommended)
Go to official siteAccess INSS's Electronic Office with Cl@ve or digital certificate.
!Expert tip
"You can submit it up to 3 months before the planned retirement date."
- 3
Office procedure with appointment
Go to official siteIf you prefer in person, request an appointment at Lugo's INSS Center for Attention and Information.
!Expert tip
"Bring all documents in paper format and copies."
Offices and service points - Lugo
INSS — Center for Attention and Information of Lugo
Frequently asked questions
Can I retire before the ordinary retirement age?
How long does it take to process the pension?
Official sources and useful links
This guide is for informational purposes only. Always check the official source for current information.