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How to become self-employed in Lugo (2026)

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Cost

€80.00

Monthly Tarifa Plana fee (first year). Free registration process.

Time at office

0 minutes (100% online)

Estimated time

24-48 hours for effective registration

Quick summary

Complete guide for registering as a self-employed individual in Lugo, Galicia. Register with Hacienda and Seguridad Social, Tarifa Plana, and support from the Galician government for entrepreneurs in 2026.

Required documents

  • Digital Certificate or Electronic DNI

    Essential for all electronic procedures with Hacienda and Seguridad Social. Alternatively, you can use Cl@ve.

  • Bank Account Number (IBAN)

    For direct debiting of self-employed monthly contributions in the RETA system.

  • Census Registration with Hacienda (Model 036 or 037)

    Notify the Tax Agency about your economic activity start and select the appropriate IAE code. Model 037 is simplified and used by most individual self-employed.

  • Registration in RETA

    Register as a Self-Employed Individual in the Social Security Regime through Importass.

80 €
Monthly Tarifa Plana fee (first year). Free registration process. €80.00
€80.00
€80.00

: 2026

Step by step

  • 1

    Register with Hacienda (Model 036 or 037)

    Go to official site

    Inform the Tax Agency about your economic activity start. Choose the appropriate IAE code for your business activity. Model 037 is the simplified version used by most individual self-employed.

    !

    Expert tip

    "You can submit it electronically with a Digital Certificate or Cl@ve. If you're unsure which IAE code to choose, the AEAT has an online activity search tool."

  • 2

    Register in RETA (Social Security)

    Go to official site

    Within 60 days from your business start date, register on Importass. If you register on the first day of the month, you avoid paying a partial contribution.

    !

    Expert tip

    "When registering in Importass, select Tarifa Plana for 80€/month. It's automatic for new self-employed without previous activity within the last 2 years."

  • 3

    Apply for Galician support

    Go to official site

    The Xunta de Galicia supports entrepreneurs through Igape (Galician Institute of Economic Promotion) and Galicia Emprende. There are regional business incubators in all four Galician provinces. Rural self-employed have additional programs from the Leader and European funds managed by the Xunta. Key reference: Igape / Galicia Emprende / Xunta de Galicia.

    !

    Expert tip

    "Many Galician support schemes are compatible with the national Tarifa Plana. Consult Igape / Galicia Emprende / Xunta de Galicia before starting your business to avoid missing application deadlines."

  • 4

    Business license or prior notification (if applicable)

    Go to official site

    If you plan to have a physical location in Lugo, apply for the corresponding license or declaration with the local municipality. For office-based or professional activities without public access, no license is generally required.

    !

    Expert tip

    "For most home or office-based services, you don't need a municipal license. Consult the local municipality if you're unsure."

Offices and service points - Lugo

Tax Agency — Online Service (for all Spain)

Online service available at sede.agenciatributaria.gob.es

901 200 345
Online: 24 hours / Phone: Monday to Friday 09:00 - 19:00

Frequently asked questions

How long does the Tarifa Plana of 80€ last for self-employed individuals?
The Tarifa Plana of 80€/month applies during the first year of registration in RETA. After that, contributions are calculated based on net earnings estimates for the current fiscal year (simplified system since 2023).
Can I combine unemployment with becoming self-employed?
Yes. You can either claim your full unemployment benefit to invest in your business or partially combine it. Check conditions at SEPE before registering.
What specific support does Galicia offer for self-employed individuals?
The Xunta offers grants for starting up, additional discounts on contributions for under-30s and women, and free training through business incubators. Igape manages preferential financing lines and the ReImagina program to help digitalize self-employed and micro-enterprises.
What IAE code should I choose?
The IAE code identifies your economic activity for tax purposes. Choose the one that best describes what you will do. The AEAT has an online search tool on its website. If you have multiple activities, you can register under several codes simultaneously.
When do I start paying self-employed contributions?
From the first day of the month after your registration. If you register on January 1st, pay the full contribution for that month. If you register mid-month, only pay the proportionate amount. That's why it's better to register on the first day of the month.

This procedure in other cities

Official sources and useful links

This guide is for informational purposes only. Always check the official source for current information.