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How to Apply for Pension in Terrassa (2026)

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Cost

Free

Free process

Time at office

30 minutes at the appointment

Estimated time

Up to 3 months

Quick summary

How to apply for the contributory retirement pension in Terrassa. The process is mainly online via INSS, without any cost.

Required documents

  • Ordinary Retirement Age

    65-67 years old depending on birth date and years of contributions.

  • Minimum 15 Years of Contributions

    With at least 2 years in the last 15.

  • Valid DNI

    Original identification document.

  • Official Application

    Model available on INSS Electronic Office or at the office.

0
Free process €0.00
€0.00
€0.00

: 2026

Step by step

  • 1

    Check Your Status Online

    Go to official site

    You can check your years of contributions and estimated pension via the INSS Electronic Office.

    !

    Expert tip

    "Log in with Cl@ve or digital certificate to access the 'Work Life Report' for your contribution history."

  • 2

    Submit Application Online (Recommended)

    Go to official site

    Access INSS Electronic Office via Cl@ve or digital certificate.

    !

    Expert tip

    "You can submit it up to 3 months before the planned retirement date."

  • 3

    In-Person Application with Appointment

    Go to official site

    If you prefer in-person, book an appointment at INSS Terrassa Contact and Information Center.

    !

    Expert tip

    "Bring all documentation in paper format and copies."

Offices and service points - Terrassa

INSS — Contact and Information Center Terrassa

Monday to Friday: 09:00 - 14:00

Frequently asked questions

Can I retire before the ordinary retirement age?
Yes, there are early retirement options (voluntary or involuntary) with specific contribution requirements. The pension may be reduced.
How long does it take to resolve my pension application?
INSS has up to 3 months to resolve it. Meanwhile, if you have reached the age and meet the requirements, you can receive an advance payment.

Official sources and useful links

This guide is for informational purposes only. Always check the official source for current information.