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Apply for the Pension in Santander (2026)

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Cost

Free

Free procedure

Time at office

30 minutes

Estimated time

Up to 3 months

Quick summary

How to apply for the contributory pension of retirement in Santander. Procedure before INSS, preferably online. No cost.

Required documents

  • Ordinary retirement age

    65-67 years according to birth date and years contributed.

  • Minimum 15 years of contributions

    With at least 2 years in the last 15.

  • Valid DNI

    Original identity document.

  • Official application

    Model available on the INSS Electronic Office or in the office.

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Free procedure €0.00
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€0.00

: 2026

Step by step

  • 1

    Check your status

    Go to official site

    On the Electronic Office you can check your contribution years and estimated pension.

    !

    Expert tip

    "Log in with Cl@ve or digital certificate to view your work life report."

  • 2

    Submit the application online (recommended)

    Go to official site

    Access the INSS Electronic Office with Cl@ve or digital certificate.

    !

    Expert tip

    "You can submit it up to 3 months before your scheduled retirement date."

  • 3

    In-person procedure with appointment

    Go to official site

    If you prefer in person, request an appointment at the INSS Center of Attention and Information in Santander.

    !

    Expert tip

    "Bring all paperwork in paper form and copies."

Offices and service points - Santander

INSS — Center of Attention and Information in Santander

Monday to Friday: 09:00 - 14:00

Frequently asked questions

Can I retire before the ordinary age?
Yes, there are modalities of voluntary or involuntary early retirement with specific contribution requirements. The pension may be reduced.
How long does it take to resolve the pension?
INSS has up to 3 months to resolve. Meanwhile, if you have reached the age and meet the requirements, you can receive an advance.

Official sources and useful links

This guide is for informational purposes only. Always check the official source for current information.