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How to become self-employed in Palma de Mallorca (2026)

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Cost

€80.00

Monthly Tarifa Plana fee (first year). Registration process: free.

Time at office

0 minutes (100% online process)

Estimated time

24-48 hours for effective registration

Quick summary

Comprehensive guide for setting up as a self-employed individual in Palma de Mallorca, Balearic Islands. Registration with Hacienda and Seguridad Social, Tarifa Plana, and Balearic Islands' entrepreneurship support for 2026.

Required documents

  • Digital Certificate or Electronic DNI

    Essential for all telematic procedures with Hacienda and Seguridad Social. Alternatively, you can use Cl@ve.

  • Bank Account Number (IBAN)

    For direct debiting of monthly self-employed fees into the RETA account.

  • Censal Registration with Hacienda (Model 036 or 037)

    Notify the Tax Agency about the start of your business activity. Choose the appropriate IAE code for your economic activity. The simplified Model 037 is used by most individual self-employed individuals.

  • Registration in RETA

    Enroll as a Self-Employed Individual in the Social Security through Importass.

80 €
Monthly Tarifa Plana fee (first year). Registration process: free. €80.00
€80.00
€80.00

: 2026

Step by step

  • 1

    Hacienda Registration (Model 036 or 037)

    Go to official site

    Communicate to the Tax Agency the start of your business activity. Choose the appropriate IAE code for your economic activity. The simplified Model 037 is commonly used by individual self-employed individuals.

    !

    Expert tip

    "You can submit it telematically using a digital certificate or Cl@ve. If you are unsure which IAE code to choose, the AEAT has an online activity search tool on its website."

  • 2

    RETA Registration (Social Security)

    Go to official site

    Within 60 natural days from starting your business, register through Importass. If you register on the first day of a month, you avoid paying a proportional fee.

    !

    Expert tip

    "When registering in Importass, select the option to apply for Tarifa Plana at 80€ per month. It is automatic for new self-employed individuals without previous activity within the last two years."

  • 3

    Consult Balearic Islands' Entrepreneurship Support

    Go to official site

    The Balearic Government supports self-employment through IBIT (Balearic Institute of Innovation and Technology) and Treball i Formació. Given the insular nature, there are specific programs managed by each island's Consell Insular. Key reference: IBIT / Govern de les Illes Balears.

    !

    Expert tip

    "Many regional aids are compatible with the national Tarifa Plana. Consult IBIT / Govern de les Illes Balears before starting your business to avoid missing application deadlines."

  • 4

    Business License or Prior Notification (if applicable)

    Go to official site

    If you have a physical location in Palma de Mallorca, you must apply for the appropriate license or declaration of responsibility at the local council. For office-based services without public access, general licensing is not typically required.

    !

    Expert tip

    "For most home-based services or offices without public access, no municipal license is needed. Consult the local council if you are unsure."

Offices and service points - Palma

Tax Agency — Online Service (available nationwide)

Online service available at sede.agenciatributaria.gob.es

901 200 345
Online: 24 hours / Teléfono: Monday to Friday 09:00 - 19:00

Frequently asked questions

How long does the Tarifa Plana of 80€ last?
The Tarifa Plana of 80€/month applies for the first 12 months after registration in RETA. After this period, the fee is calculated based on estimated net earnings (real income system since 2023).
Can I combine unemployment benefits with becoming self-employed?
Yes. You can take advantage of the full unemployment benefit for one-time investment in your business or partially combine it. Check conditions at your SEPE office before registering.
What specific supports does Balearic Islands offer to self-employed individuals?
In addition to the Balearic Government, each island's Consell Insular (Majorca, Menorca, Ibiza, and Formentera) has its own support programs. The Majorcan Consell manages the Empresa Servei de Creació d'Empreses, the Menorcan Consell has IME (Institut Menorquí d'Estudis) with entrepreneurial support, and the Ibizan Consell offers specific tourism-focused programs.
What IAE code should I choose?
The IAE code identifies your economic activity to Hacienda. Choose the one that best describes what you will do. The AEAT has an online search tool on its website. If you have multiple activities, you can register under several codes simultaneously.
When do I start paying self-employed fees?
From the first day of the month in which you register. If you register on the 1st, you pay the full monthly fee for that month. If you register mid-month, you pay a proportional amount. That's why it's best to register at the beginning of the month.

This procedure in other cities

Official sources and useful links

This guide is for informational purposes only. Always check the official source for current information.