Procesli

Apply for the Pension of Retirement in Malaga (2026)

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Cost

Free

Free procedure

Time at office

30 minutes

Estimated time

2 to 3 business days

Quick summary

Comprehensive guide to applying for the contributory retirement pension in Malaga. Requirements, online and on-site procedures at the Instituto Nacional de la Seguridad Social (INSS).

Required documents

  • Ordinary Retirement Age

    65-67 years, depending on the date of birth.

  • Years of Contributions

    Minimum 15 years, with at least 2 years in the last 15.

  • ?

    Early Retirement Application Optional

    Possibility to retire before ordinary retirement age with a penalty on the pension.

    ⚠️ Only if specific requirements are met

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: 2026

Step by step

  • 1

    Online Procedure (Recommended)

    Go to official site

    Access with Cl@ve or Digital Certificate to the INSS Electronic Office. The fastest option.

    !

    Expert tip

    "The procedure can be carried out telematically without the need to go to an office."

  • 2

    Appointment at INSS

    Request an appointment with the INSS in Malaga for on-site application.

    !

    Expert tip

    "An appointment is mandatory for on-site service."

  • 3

    On-Site Procedure

    Visit the INSS office in Malaga with all necessary documentation to complete the procedure on-site.

    !

    Expert tip

    "Make sure to bring all required documents to avoid delays in the process."

Offices and service points - Malaga

Instituto Nacional de la Seguridad Social (INSS) - Malaga

accessible appointment_required central

Calle Alejandro Dumas, 2, 29006 Malaga

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Monday to Friday: 09:00 - 14:00

Frequently asked questions

What is the timeframe for applying for a retirement pension?
The application for a retirement pension must be submitted three months before the planned retirement date.
Can I apply for a retirement pension if I do not have 15 years of contributions?
No, it is necessary to have at least 15 years of contributions to apply for a contributory retirement pension.

Official sources and useful links

This guide is for informational purposes only. Always check the official source for current information.